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WEEKLY NEWSLETTER

March 26, 2007

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Throughout the past 31 years and 56,500 cases, CompuWeather has earned the reputation for being the Nationwide Leader in Forensic Meteorology. Each month we service hundreds of insurance, legal, engineering and investigative professionals who need to know the exact weather conditions for a specific point of loss (down to the street address!). No matter what type of weather is involved or where the incident took place, CompuWeather's team of over 25 professional forensic meteorologists can help.
 

 
 

LIGHTNING • HAIL • RAIN • FLOODS • HURRICANES • WIND
TEMPERATURE • SNOW • ICE • TORNADOES • AND MORE!

 
 

Helping you manage cases and claims the best that you can, saving time and money, and empowering you with the best information is what CompuWeather is all about. CompuWeather's Forensic Division employs a 6-phase process of research, analysis, interpretation and reporting by a professional forensic meteorologist to assist you in determining  the exact conditions that took place for your case or your claim. Partnering with CompuWeather for all your weather-related cases  provides you with the most accurate, timely and cost-effective solution when you need to know exactly what the weather really was!
 

 
 

Insurance Claims • Accident Investigation • Property • Casualty • Slip and Falls
Personal Injury • Construction Accidents & Delays • Catastrophes • Marine Cases
Visibility • Credibility Issues • Criminal Investigations • Risk Management • And More!
 

 
 

No matter what type of weather-related case or claim you are working on, CompuWeather has a product or service that can help! Our team of experienced Forensic Sales Consultants work closely with you to determine the right product based on the individual needs of your case. All of our products are designed to focus on the exact needs of your case and answer whatever questions are needed to properly document and manage your case.  CompuWeather has solutions for managing claims ranging from a few thousand dollars to large loss or catastrophe claims worth over a billion dollars. Our experience was put to the test in 2005 when our products and services were used in over 200,000 Hurricane Katrina, Rita and Wilma claims.
 

 
 

SIMPLE • EASY • ACCURATE • RELIABLE • QUICK • COST EFFECTIVE
NO SUBSCRIPTION CHARGES EVER - USE US WHEN YOU NEED US!
 

 
 

CompuWeather's work is the end product derived from the optimized combination of the best weather technology and resources available today together with a top-notch, world-class staff of forensic meteorologists. CompuWeather is proud to always provide quick service, accurate results, quality work and good old-fashioned personal service! Our dedication to the success of our clients is always our #1 priority!
 

 
 

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WINTER WEATHER CLAIMS
PERSONAL INJURY

 Winter weather personal injury claims usually revolve around cases where a death has occurred. Liability cases generally need to determine whether death was from natural causes or was death from exposure to winter weather elements. Temperature is a big factor to these types of cases as is wind chill. Wind chill only applies to people and not intangible objects. People can be injured in the winter from exposure while outside but may also be injured this way inside when heating is defective or insufficient. For outside cases it is important to determine how long they were exposed (when did they go out) and what extremes were they exposed to. For inside cases, it is important to determine when the heat failed and the abnormal exposure began. Many indoor cases of this type involve heating failures, landlord issues or power provider issues. Similar types of cases are also common for livestock in the winter where there are losses due to heating failures in barns.

     When managing winter personal injury claims CompuWeather generally recommends a site specific weather analysis detailing the conditions starting with the time exposure to the elements began and ending with the time of the loss. Any personal injury weather analysis should include the following:  Temperature and Wind Chill Factor. In some situations it may be necessary to determine snow coverage on the ground if the claim involves a person that was lying in the snow at the time of the loss.

Need help with a Winter Weather Claim or Case - Call Us Now at 800-825-4445

HAVING A BAD DAY?
CALL COMPUWEATHER AND SPEAK TO OUR FORENSIC WEATHER CONSULTANTS - THEY ARE GUARANTEED TO MAKE YOU SMILE!

 

COMPUWEATHER'S PROPRIETARY FORENSIC PROCESS
To understand CompuWeather and the benefits of using our service requires an understanding of the 6 step process we employ internally when working on your case or claim and trying to help you determine the exact conditions that took place at the point of loss. The unique process employed by Compuweather is not available from any other weather company or on the Internet. Many of our clients find working with CompuWeather to be so simple, easy and quick that all the work being done on the backend is sometimes overlooked and taken for granted. Below is a quick review of the 6 steps employed by CompuWeather when working on your case:

1)      
COMPUWEATHER FORENSIC CONSULTANTS – Speaking with our consultants is the first step in placing an order with CompuWeather. Our consultants are thoroughly trained and experienced in the field of forensic meteorology and in working with insurance professionals, attorneys, engineers and investigators. No matter how you contact us to request our services (web, email, phone or fax) you will be put in contact with one of our consultants who will manage your case. They will discuss with you the specifics of your case and exactly what weather issues you need to determine. They will suggest what product or tool CompuWeather can provide that will meet your expectations and provide you with the proper information. Our consultants act as your single point of contact at CompuWeather and provide initial guidance to our team of forensic meteorologists when working on your case.

2)     
RESEARCH PHASE – After your order has been placed with CompuWeather and your requirements have been fully documented by our consultants, the order moves to our meteorological research team. Their job is to verify the point of loss and to perform a rigorous search for all the available and relevant weather data that is available from the local area that the point of loss falls within. They go back through our historical archives and research weather data from relevant reporting stations producing a file for your case. On average, this data can be anywhere from 15 to hundreds of pages depending on your case and its unique requirements.

3)     
ANALYSIS PHASE – Once the research is completed, your file is routed to a member of our forensic meteorological team. Currently we employ over 25 forensic meteorologists on staff, all of which are trained, experienced and degreed forensic meteorologists. They review your case and your requirements, followed by an intensive analysis of the conditions that took place at and around your point of loss.

4)     
INTERPRETATION PHASE – Once the meteorologist has completed analyzing all the available data, they interpret that data and make a determination as to what really occurred exactly and the time and place of the point of loss. They test their theories over and over again and tweak their findings until they are absolutely sure that they have done a thorough and extensive job and have answered all the client’s questions appropriately. This can be a very lengthy process depending on how many days of information your case requires and how many weather variables are needed.

5)     
REPORTING PHASE – After the analysis and interpretation are complete, the meteorologist must now report on their findings. This can be done verbally over the phone utilizing a CompuWeather Phone Consultation or can be documented in one of our many report formats. The meteorologist pays careful attention in the report to put everything in “Plain-English” terms to make it easy for the client to read through and digest the information.

6)     
QUALITY CONTROL PHASE – After your report is completed the meteorologist passes the entire file over to a member of our quality control team. During this phase another meteorologist reviews the complete file from start to finish including the final report making sure it is accurate and that a quality job has been done.

There are many noticeable differences when using CompuWeather over other sources or trying to guess weather on your own using Internet acquired weather information. Give us a try and find out why over 55,000 insurance professionals, attorneys and engineers have placed their trust and confidence in our company and team forensic meteorologists!
 

  COMPUWEATHER'S QUICK WAY TO DOCUMENT A CASE CompuWeather's Timeline Comparison Charts are the perfect way to quickly and easily document the weather conditions for any case or claim.  Wind speed, storm surge, rain, snow, wind gust (3-Sec or 5-Sec) and wind direction are all variables that you can request on your timeline chart allowing you to easily compare conditions and when they occurred. Timeline charts are customized for you case and can be city or address specific depending on your needs.

PRESENTATION OPPORTUNITIES ANYONE???
Does your group, association or company have an upcoming event, meeting or internal training seminar where a member of the CompuWeather staff could provide a presentation on Forensic Meteorology? We are busy putting together our calendar for speaking opportunities for 2007 and are very interested in hearing from you about potential engagements. Please contact our Director of Sales, Jess Hurwitz at jhurwitz@compuweather.com with the details so that we can get your date on our calendar. In 2006, CompuWeather provided over 20 presentations nationwide for groups such as NASP, IASIU, SCALI, Blue Goose International, Rimkus Engineering, as well as a number of national insurance companies.

 

WEATHER HIGHLIGHTS - TRAVEL WEATHER

HEAVY WEATHER
will once again result in delays and possible cancellations of flights heading in and out of Dallas/Ft. Worth during the first half of the week.  Chicago, Detroit and Minneapolis may all see their share of problems as well, thanks, or no thanks, to rain which is expected several times this week.  Showers will invade the Northeast, but probably nothing bad enough to cause anything more than minor delays from Boston and Providence, southward into New York City and Philadelphia.  Even quieter weather expected for Hartsfield in Atlanta, as well as Charlotte.  Bookend type rain for the West Coast, with drizzle and showers during the first part of the week in Los Angeles, followed by a chance of showers and even thunderstorms in San Francisco on Thursday and Friday.

GLOBAL WARMING FOR THE BIRDS:  In what could be a sign of adaptation to global warming, more and more species of birds are being found in places further north than usual.  Some are even staying for the winter season, instead of following the usual migratory path to warmer climates.   According to Cornell University ornithologist David Winkler, birds may have nature’s best advantage against temperature rise, as they can simply fly away.   And that can make them bellwethers of climate change.  Still, others contend that outside factors may contribute to the anomaly, including a growing popularity in backyard bird feeders and a loss of native habitat to development. 

KATRINA DISASTER FAULT OF THE  CORPS
:  According to a study released last week, the U.S. Army Corps of Engineers are at fault for the floods which followed Hurricane Katrina.  The Team Louisiana report is the state of Louisiana’s official state study of the levee failures.  Among the key findings, the report states that the Corps based its designs on research through 1959, doing nothing to strengthen them when research in 1972 and 1979 increased the projected strength of the model storm the system was to protect against.  In addition, in 1985 the head of the levee project ordered his staff to ignore an official reduction in the elevation of the land they were building on.  That left levees and floodwalls as much as two feet lower than claimed.

SOUTHWEST STORMS
:   At least 16 tornadoes touched down in eastern New Mexico last Friday, destroying numerous buildings and injuring 16 people, several of them critically.  The worst of the damages occurred in the towns of Logan and Cloves.  Two dozen mobile homes were destroyed in Logan, which also saw flooding rains.  Severe weather outbreaks are not uncommon in eastern New Mexico, near the Texas border.  But they normally occur from about mid-April on.
 

 

 COMPUWEATHER CASE OF THE WEEK

"Outside-In Rain"

 

While walking down the indoor stairway within her apartment complex, a woman slipped and fell on the landing in between the second and first floors.  The tumble sent her down the remaining ten stairs to the ground floor, causing severe injury to her back.  She was unable to return to her job and perform her normal work duties.  Surgery was unsuccessful in helping her mobility, and the accident left her unable to move around or to sit for an extended period of time.

T
he woman claimed that she slipped because there was a puddle of water on the second floor landing.  She stated the reason why the water was there was due to rain coming through a large window which was routinely left open.  She said that the hand cranks, which were used to open and close the windows, were missing.  Thus, the windows were frequently left in either the open or shut position for days and even weeks at a time.  Attorneys representing the owners of the apartment complex presented a settlement offer in the amount of $ 175,000.  The woman’s attorney felt that the offer was inadequate to compensate his client for her pain and suffering.  He sought out the expert advice of CompuWeather to hammer down the facts of the case.

A
t trial, the CompuWeather forensic meteorologist testified that there had been a heavy rainstorm the night before the accident occurred.  Over one inch of rain had poured down at the location of the apartment complex.  In addition, the storm produced strong, gusty winds from an east and northeasterly direction for the first seven hours of the more than ten hour rain event.  This was a critical point, as the window in the apartment complex faced east.  The conclusion was that the strong east winds would have caused the rain to be blown through the window and onto the adjacent stairway landing where the slip had occurred on the morning after the rainstorm.

The testimony by the CompuWeather meteorologist finished the second day of the trial.  The next morning, before court was called to order, a settlement figure of $350,000, or double the original offer amount, was presented to the Plaintiff and accepted.

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